AJMS LG is part of the AJMS Group, a boutique consulting and technology solutions platform supporting clients across strategy, operations, compliance, risk, taxation, corporate finance, sustainability, FinTech, RegTech and business transformation. We help organisations convert complex regulatory and commercial requirements into workable operating models, policies, controls, systems and execution plans.
Our work is especially relevant for entities operating in regulated, fast-growing or transformation-led sectors, including financial institutions, payment firms, virtual asset businesses, insurers, exchange houses, corporates, startups, family offices and government-linked entities.
AJMS LG supports businesses across the full advisory lifecycle: assess, design, document, implement, review and improve. Our services are designed for regulated entities and for general businesses that need stronger governance, controls, technology, tax, strategy or transformation support.
We help organisations define their direction, redesign operating models, assess market opportunities and improve business performance.
We assist businesses with market entry, regulatory positioning, licensing applications and regulator engagement across the UAE and selected GCC/financial free zone jurisdictions.
We help financial institutions, DNFBPs, VASPs and other businesses build practical compliance frameworks aligned to their risk profile and regulatory obligations.
We support FinTechs, payment companies, digital asset businesses and financial institutions designing, licensing, implementing or scaling technology-led financial services.
We help organisations strengthen governance, independent review, risk management and assurance across regulated and non-regulated environments.
We provide technology advisory, cybersecurity readiness, systems assurance and technology implementation support for regulated and growth businesses.
We support UAE and international businesses with tax advisory, corporate tax readiness, transfer pricing, VAT, accounting, reporting and audit readiness.
We manage your end-to-end GST compliance so you can focus on growing your business.
AJMS LG services are relevant across regulated financial services, emerging technology and general business sectors.
Support across AML/CFT, governance, compliance health checks, internal audit, technology assurance, outsourcing reviews, product readiness, risk frameworks and regulatory implementation.
Licensing support, regulatory business plans, control frameworks, merchant acquiring/aggregation advisory, wallet and card programme readiness, product governance and technology implementation support.
Regulatory positioning, VASP readiness, AML/CFT and sanctions controls, wallet-risk governance, custody/outsourcing documentation, reserve/asset governance and technology risk support.
Governance, compliance, internal audit, technology readiness, conduct risk reviews, customer journey testing, finance and reporting support.
Tax, transfer pricing, accounting, strategy, market entry, process redesign, ESG, corporate finance, internal controls and compliance support.
Transformation support, operating model review, policy development, ESG, internal audit, performance improvement and technology-enabled programme support.
Market entry, business plan development, fundraising support, financial modelling, governance setup, outsourced compliance/finance support and technology enablement.
AML/CFT frameworks, sanctions screening, customer due diligence, risk assessments, policy documentation, training and inspection-readiness support.
UAE setup advisory, regulatory route assessment, tax and compliance readiness, partner mapping, operating model design and launch support.
The UAE has become one of the region’s most sophisticated markets for financial services, payments, virtual assets, corporate tax, data governance, technology risk and AML/CFT/CPF compliance. Businesses entering or expanding in the UAE increasingly need more than a licence application: they need governance, risk assessments, policies, systems, people, controls and evidence that can withstand regulator, bank, investor and auditor scrutiny.
AJMS LG supports clients with a practical approach across the advisory lifecycle: understanding the regulatory perimeter, documenting the business model, preparing compliance and risk frameworks, supporting technology and outsourcing decisions, and helping management maintain evidence of implementation.
We’re more than consultants – we’re your long-term compliance partners.
We understand that regulatory expectations are practical, evidence-based and outcome-focused. Our work is built around clear documentation, control design and implementation support.
We do not treat licensing, compliance, systems and commercial strategy as separate topics. We connect them into a workable operating model.
From diagnostic and document drafting to implementation tracking, governance reporting and remediation support, we help clients move beyond advice.
Our services are relevant to regulated firms, general businesses, startups, family offices, government-linked entities and international companies entering the UAE.
We incorporate RegTech, workflow automation, digital onboarding, cyber readiness, system assurance and data-driven controls into advisory solutions.
We draft business plans, policies, procedures, risk assessments, board packs and trackers that management teams can actually use.
Founder & Group CEO
Founder & Group CEO
Strategy, Operations & Business Transformation
Strategy, Operations & Business Transformation
Internal Audit, Risk & IT Advisory
Internal Audit, Risk & IT Advisory
Crypto & IT Advisory
Crypto & IT Advisory
Compliance & Innovation Advisory
Compliance & Innovation Advisory
Transfer Pricing & Tax
Transfer Pricing & Tax
Getting started is easy. Here’s how we work together to deliver results.
We understand your business model, jurisdiction, objectives, current pain points and desired outcome.
We confirm the regulatory, commercial, operational or technology issues to be addressed and identify immediate gaps.
We prepare the relevant business plan, policies, procedures, risk assessments, frameworks, reports or implementation documents.
We help management convert recommendations into actions, evidence, governance packs, training, controls and operating practices.
We help management convert recommendations into actions, evidence, governance packs, training, controls and operating practices.
AJMS LG can support clients and industry participants through knowledge sessions on compliance, FinTech, AML/CFT, corporate tax, technology risk, ESG, outsourcing, virtual assets and market-entry readiness. These sessions are designed to translate regulatory and business complexity into practical action points for boards, founders, compliance teams, finance teams and operations leaders.
Practical session covering enterprise-wide risk assessment, CDD/EDD, sanctions, transaction monitoring, suspicious activity escalation and governance reporting.
Session on activity mapping, licensing route, business plan design, safeguarding, outsourcing, technology controls and launch readiness.
Session explaining UAE corporate tax readiness, record keeping, related-party transactions, free zone considerations and finance-process discipline.
Practical overview of IT governance, access controls, outsourcing, VAPT, incident response, business continuity and certification readiness.
Practical overview of IT governance, access controls, outsourcing, VAPT, incident response, business continuity and certification readiness.
Practical overview of IT governance, access controls, outsourcing, VAPT, incident response, business continuity and certification readiness.
Answers to the most common questions from Indian businesses like yours.
AJMS LG supports regulated financial institutions, FinTechs, payment firms, virtual asset businesses, exchange houses, insurers, corporates, startups, family offices, government-linked entities and international businesses entering the UAE or GCC markets.
Yes. We support clients with regulatory-perimeter assessment, licensing roadmap, application documentation, business plans, policies, financial projections, implementation planning and responses to regulator queries. Approval decisions remain with the relevant regulator.
No. FinTech is a major focus area, but our services also cover strategy, operations, compliance, internal audit, technology, tax, transfer pricing, accounting, ESG, corporate finance, market entry and customer experience assurance for many types of businesses.
We can support outsourced, co-sourced or project-based compliance, MLRO, finance, internal audit and advisory functions, subject to applicable regulatory requirements, client approval and role-specific eligibility.
Typical work includes enterprise-wide risk assessment, AML/CFT/CPF policies, CDD and EDD procedures, customer risk rating methodology, sanctions screening approach, transaction monitoring escalation, governance reporting and training support.
Yes. We can help with business requirements, vendor/system fit assessment, workflow design, control design, testing checklists, migration assurance, implementation support and post-go-live review.
No. We support preparation, documentation, readiness and implementation. Regulatory approvals, tax positions and official outcomes depend on applicable laws, facts, regulator/authority review and client-specific circumstances.
The usual starting point is a consultation to understand your business, objectives, jurisdiction, timeline and pain points. We then propose a scope, deliverables, timeline and engagement model.
UAE Corporate Tax has changed how businesses think about accounting records, related-party transactions, group structures, free zone conditions, tax governance and filing readiness. The issue is not only tax computation; it is whether the business has reliable records, clear responsibilities and sufficient documentation.
Finance teams should review data quality, accounting policies, revenue recognition, expense support, related-party arrangements, transfer pricing documentation and compliance calendars. Management should also understand how tax obligations interact with licensing, free zone benefits, group operations and audit readiness.
AJMS LG supports businesses with corporate tax assessments, documentation, process improvements, transfer pricing support and filing-readiness assistance.
Mystery shopping is often viewed as a sales or service-quality exercise. Used properly, it is also a conduct-risk and control-assurance tool. It can help management test whether customer-facing teams explain products accurately, follow required scripts, avoid misleading communication and deliver the intended service standard.
For financial services, insurance, payments, retail, hospitality and service-led sectors, mystery shopping can highlight gaps in training, product communication, complaint handling, escalation, customer onboarding and branch or channel performance.
AJMS LG designs mystery shopping programmes with clear scenarios, evidence standards, scoring criteria and actionable reporting so that management can move from observation to improvement.
Outsourcing can improve speed, capability and cost efficiency, but it can also create operational, data, technology, compliance and continuity risks. Businesses should know which activities are outsourced, which vendors are material or critical, what controls apply, and how performance is monitored.
A practical outsourcing framework should include due diligence, contractual controls, risk assessment, access rights, data handling, business continuity, exit planning, service-level monitoring and senior management reporting. This is especially important for regulated or technology-dependent businesses.
AJMS LG helps clients create outsourcing registers, risk assessments, policies, vendor governance packs and monitoring processes that support better oversight.
The UAE continues to attract payment firms, digital platforms, embedded-finance models, virtual asset businesses and technology-led financial services providers. The opportunity is significant, but so is the need for disciplined preparation.
A FinTech business should be able to explain its customer journey, fund flow, safeguarding approach, outsourcing dependencies, technology controls, AML/CFT framework, complaint handling, operational resilience and governance. These are not separate workstreams; they are part of the same operating model.
AJMS LG supports FinTechs with regulatory strategy, business planning, policies, technology enablement, compliance design and implementation support from concept to launch readiness.
AML/CFT/CPF compliance is not limited to a policy manual. A business must be able to show how customers are assessed, how risk ratings are assigned, how sanctions and adverse media alerts are handled, how transactions are monitored, and how suspicious activity is escalated and reported.
The most effective frameworks are risk-based and operational. They align customer due diligence, enhanced due diligence, screening, transaction monitoring, staff training, senior management reporting and independent review. They also create evidence that can be reviewed by management, auditors or regulators.
AJMS LG helps businesses design, enhance and implement AML/CFT/CPF controls that are tailored to the business model rather than copied from generic templates.
For many businesses, a licence application is treated as a documentation exercise. In the UAE regulatory environment, this is no longer enough. Regulators, banks, investors and strategic partners increasingly expect evidence that the business model is understood, the risk profile is assessed, the governance structure is workable, and the policies can be implemented in practice.
A strong readiness pack should connect the commercial model with the operating model. This includes customer journeys, product flows, outsourcing arrangements, technology architecture, staffing, compliance monitoring, financial projections and board oversight. When these elements are prepared together, the business can respond faster to questions and reduce avoidable rework.
AJMS LG supports clients by translating regulatory requirements into practical documents, control frameworks and implementation actions that management teams can use before, during and after licensing.
Managing Partner
